About
The Mission
To make widely available–without cost–conflict-free information for planning with confidence your journey through retirement. The journey is challenging enough! Let’s make your retirement planning straight-forward. Heading off in the right direction increases the odds that your retirement will be enjoyable, rewarding and fulfilling.About Fred Payne
I’m Fred Payne. Over nearly four decades, I have advised hundreds of people on their travels during their last great adventure in life. Despite the uncertainties of life, I believe that the best is yet to come. Take advantage of the time you have left. Be proactive in planning. Do so and you can hope for a future enriched by informed preparation and resiliency in crisis.
In 2020, I sold the investment advisory firm I founded in 1998. At the time of its sale, the firm managed over $5.5 billion of client assets. However, I did not retire. I continue to provide financial planning and investment management to Private Clients, particularly concerning the challenges and opportunities aging affords them. I am keenly interested in issues of “succession management” when responsibility for the financial management of an estate is passed to a surviving spouse, charities, and/or the next generation. My professional practice also affords me the opportunity to regularly send out newsletters concerning the Guide’s topics–information that should help everyone better enjoy the journey that is this marvelous experience called life.
My professional designations are:
- Certified Financial Planner® (CFP®)
- Certified Senior Advisor (CSA)
- National Certified Guardian (NCG)
- Certified Trust and Fiduciary Advisor (CTFA)
A Guide to Navigating Retirement is one of my several passions (family, whitewater rafting, and cycling being the others). If you have a question, or a suggestion to make the Guide and this website better, please email me (Fred@NavigatingRetirement.com) or call (971-453-0130).